Est. 2023 · Serving Northwest Montana
Residential and commercial insurance reconstruction after water, fire, wind, storm, tree and vehicle-impact damage, plus kitchen, bathroom and flooring remodels.
What we do
Primary focus
We rebuild after residential and commercial insurance losses, working from the insurance scope and communicating with adjusters and, when needed, your mortgage company.
Also offered
Planned updates to the rooms you use most, built by the same crew with the same attention to finish work.
Insurance rebuilds
After a loss, a mitigation company handles water extraction, drying, moisture testing, board-up, containment and remediation to stabilize the property. Then reconstruction begins.
We can rebuild after any insurance company, and we work with any mitigation provider. If you need mitigation, we recommend STAT Restoration, the mitigation partner we work with.
Contact your insurance company and document the damage with photos.
A mitigation company handles water extraction, drying, moisture testing, board-up and stabilization. We recommend STAT Restoration.
The damage and repair scope are reviewed with your adjuster.
Your lender may need to endorse checks or review documentation.
You choose finishes for the rebuild.
All American Builders rebuilds what was damaged.
We review the finished work together.
Blog
How porcelain, ceramic and natural stone compare in a bathroom, plus grout, slip resistance and the waterproofing behind the tile.
Read article →
Sheen affects how a wall cleans and how it shows flaws. A room-by-room guide to sheen, plus simple ways to test color before you commit.
Read article →
Door style, finish and color shape how a kitchen looks and how it wears. A practical look at the main options and the trade-offs.
Read article →Service area
Rural work means longer drives, material lead times and weather windows. We plan for them up front.
Service areasCommon questions
Common questions homeowners ask after a loss.
All 10 questionsMake sure everyone is safe, then photograph and video the damage before cleanup. Take reasonable steps to prevent more damage, such as shutting off water, tarping, or boarding up, and report the claim to your insurance company as soon as possible. For water damage, a mitigation company handles extraction and drying. We recommend STAT Restoration, the mitigation partner we work with. Keep receipts and notes of every conversation with your insurer.
Temporary repairs that protect the property are generally expected, and many policies require them. Hold off on permanent repairs until you've talked with your insurance company, because the damage usually needs to be documented first. For water losses, reconstruction should also wait until the structure is confirmed dry. Every policy is different, so check with your insurer.
Actual Cash Value (ACV) is the depreciated value of what was damaged. Replacement Cost Value (RCV) is the cost to replace it with materials of like kind and quality. On replacement cost policies, insurers often pay ACV first and release the withheld "recoverable depreciation" after repairs are completed and documented. Ask your adjuster whether there's a deadline to claim it.
General information only. This is not legal, insurance or financial advice. Every policy is different, so review your policy and talk with your insurance provider about your specific coverage.
Call or send a few details about your project, or about a remodel you're planning.
